First time home buyers find financing with Dan Raffetto as their mortgage broker.

Today’s mortgage loan options are more flexible than ever before. All you need is someone familiar with and knowledgeable about all those options. That’s me, because I specialize in helping people like you buy that first home. Whether you’re credit challenged or lacking cash, several alternative solutions are possible, including:

FHA loans:

No down payment programs: A variety of programs make it possible to get a home loan financed for 100%, with no money down.

Down payment assistance programs: Down Payment Assistance Programs are loan programs that help first time home buyers with the down payment and closing costs required by the FHA loan program.

Gift and grant programs: Gift and grant programs allow gift money or grants to be used toward down payment and closing costs.

VA loans: Department of Veterans Affairs home loans require no down payment, and the government limits the amount of closing costs, origination fees and appraisal fees.

Do you feel more hopeful about buying that first home now? Contact me to learn more about these or other options for that first mortgage. Or use the handy online application form to jumpstart your home buying process.

And after you’ve bought that first house...
I also do conventional loans and refinancing. So I’m here to help you in the future too, whether you want to move to a bigger house or take advantage of your equity.